Government scheme
Pradhan Mantri Jan Dhan Yojana
From our government schemes research
Official source ↗Universal access to banking, remittance, credit, insurance and pension for unbanked households
What you should know
- Category
- Financial Inclusion
- Also known as
- PMJDY
- Ministry
- Ministry of Finance
- Department
- Department of Financial Services, Ministry of Finance
- Level
- Central
- Launched
- 2014
- Subsidy
- No
- Loan support
- Overdraft up to a prescribed limit after satisfactory operation
- Coverage
- National (all districts)
- How to apply
- Offline (bank branch); Online (bank portal); Business Correspondent
- Status
- Active
Where this information comes from
We compile this from official public sources — government portals, published notifications and institution websites — and the ValueWeave research team keeps improving it.
Before you apply for a scheme or invest money, always check the latest details with the official authority. Dates and eligibility rules change often.
Open the official website ↗Where this leads next
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Browse other government schemes →Who can apply
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Check eligibility on the official portal ↗Documents and how to apply
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The document checklist and step-by-step process are being written up. The official portal has the current version today.
Apply on the official portal ↗